Protecting borrowers from illegal recovery tactics, harassment by lenders, and ensuring fair resolution of loan-related disputes.
Loan recovery harassment is a serious and growing problem in India. Borrowers facing financial difficulties are often subjected to illegal intimidation, threats, and coercive tactics by recovery agents acting on behalf of banks, NBFCs, and private moneylenders.
Lahari Legal Associates provides robust legal protection for borrowers, ensuring that recovery efforts comply with RBI guidelines, the Securitisation Act, and consumer protection laws. We intervene to stop harassment and hold lenders accountable.
Whether you are dealing with abusive recovery agents, wrongful repossession, or unfair lending terms, our team provides swift legal relief and works to resolve the underlying loan dispute on fair terms.
Reviewing the nature and extent of harassment, documenting evidence of threats, abuse, or illegal recovery tactics.
Issuing formal notices demanding an end to harassment and compliance with RBI guidelines and applicable laws.
Filing complaints with the Banking Ombudsman, RBI, and consumer forums for recovery violations and unfair practices.
Seeking injunctions against harassment, stays on coercive recovery, and negotiating fair settlement of the underlying loan dispute.
Yes. We issue legal notices to the lender demanding compliance with RBI guidelines and seek injunctions against illegal recovery tactics. Continued harassment after notice is a punishable offence.
We challenge wrongful repossession under the SARFAESI Act and Securitisation Act, seeking restoration of possession and compensation for any loss suffered.
Absolutely. We negotiate with lenders for restructuring, one-time settlements, or other relief mechanisms to ensure fair resolution without harassment.
